tracie@savvymortgage.com | (727) 877-5684
Tracie Mayo Photo

Tracie Mayo

Mortgage Broker · NMLS #1049924

134 clients rated their experience. Here’s every word.

Here’s what buyers, homeowners, and agent partners say about working with us.

4.97
★★★★★134 reviews · 99.3% five-star
★★★★★Google ↗

Tracie and the Savvy Mortgage team have been part of two major milestones in my life. Five years ago, they helped me finance the purchase of my first home, and most recently, they helped me finance the purchase of my new home. Both experiences were seamless from start to finish. Tracie was incredibly responsive throughout the process and always took the time to answer my questions with patience and care. No matter how big or small the question, she made sure I understood my options and felt comfortable moving forward. The entire Savvy Mortgage team was professional, organized, and easy to work with. Their communication was excellent, and I always felt informed and supported every step of the way. After working with them on two home purchases over the past five years, I can confidently say they provide exceptional service. I highly recommend the Savvy Mortgage team to anyone looking for a mortgage lender!

AndreaJun 2026
★★★★★Google ↗

I had a great experience working with Tracie and her team on getting a mortgage for a new home. They were all very prompt in their communication and worked hard to make the process very smooth. Tracie in particular was always upfront and direct about things and even attended our closing to make sure everything went smoothly! I would definitely recommend her to anyone looking for a mortgage in the area.

Trent WillisMay 2026
★★★★★Google ↗

I had a fantastic experience with Savvy Mortgage Lending! Tracie Mayo was amazing to work with. She took the time to help me truly understand my credit and patiently walked me through every step of the process, which made everything feel much less overwhelming. I really appreciated how supportive and knowledgeable she was from start to finish. I’ll definitely continue working with her in the future and highly recommend her to anyone looking for guidance with their mortgage journey!

Associate ChiropractorApr 2026
★★★★★Google ↗

Tracie Mayo at Savvy Mortgage Lending is truly one of the best in the business. She brings deep experience, sharp attention to detail, and a genuine commitment to finding the right loan solution for every client. Tracie is known for her clear communication, proactive guidance, and ability to make even complex financing feel simple and stress-free. If you want a knowledgeable, professional, and trusted mortgage expert in your corner, Tracie is the one you want on your team.

Brigette MullerApr 2026
★★★★★Google ↗

This was my second mortgage purchase with Savvy Mortgage and Tracie Mayo’s team. She is a trusted advisor for me on these big decisions, is an expert in the industry, and passionate about continuously educating herself and her team on the current practices in the market. The urgency of communication and action I receive is unparalleled. Her goal is to consistently provide her customers with the best rate possible and to educate regarding the best mortgage decision for your needs, personally. I cannot recommend Tracie and her team more!

Deb VargovickApr 2026
★★★★★Google ↗

Working with Tracie and her team was an absolute breeze from start to finish. Buying our home is easily one of the most stressful life events we've experienced, but her expertise helped everything move along seamlessly. We felt fully supported and were kept well-informed at every single step of the process. Their professionalism and clear communication truly turned a daunting task into a manageable one. We will definitely be working with her again and highly recommend her services!

Brandi HouleApr 2026
★★★★★Google ↗

Tracie and her team are so amazing! This is our third time working with them and I wouldn’t look anywhere else. Tracie takes the time to explain everything and her team is always working super quickly to get everything done ahead of schedule. Highly recommended!

Elaine ThompsonApr 2026
★★★★★Google ↗

I absolutely love working with Tracie Mayo and her team at Savvy Mortgage Lending! She goes above and beyond to take care of her clients and make the entire process feel smooth and stress-free. Her communication is always on point, and you can truly tell how much she cares about her clients and their experience. It’s always a pleasure working together! Highly recommend!

Dawn PascuaMar 2026
★★★★★Google ↗

Working with Tracy and the team at Savvy Mortgage was a great experience from start to finish. We love working with local business owners and she brings a level of responsiveness and personal attention that is hard to find. Professional, reliable and easy to work with - I'd highly recommend her to anyone looking for financing.

chad bauerMar 2026
★★★★★Google ↗

Tracie is amazing at what she does. She has incredible knowledge about the lending industry. She is diligent, great at communicating, and I highly recommend her for any lending needs

Bobby JonesMar 2026
★★★★★Google ↗

I had the pleasure of attending Tracie’s presentation during our business meeting this morning, and her expertise is truly impressive. She offered deep insights into leveraging strategies, breaking down complex concepts into actionable takeaways that benefited everyone in the room. Beyond being a 'wealth of knowledge,' Tracie’s compassionate and non-judgmental approach makes her stand out. I wouldn't hesitate to recommend her to anyone looking for a consultant who leads with both brilliance and heart.

Aeriel CallahanFeb 2026
★★★★★Google ↗

Tracy was super helpful explaining different mortgage options and providing several quotes to compare. I highly recommend her for any first-time home buyers.

Nick TylerOct 2025
★★★★★Google ↗

Tracie is absolutely amazing, I known her for a while. I am currently doing a real estate deal with her. Her communication is top-tier she is very easy to work with a sweet person. I highly recommend!

Ashley R. WilliamsAug 2025
★★★★★Google ↗

Tracie is an amazing lender, and I absolutely love working with her! She’s notorious for stepping in and saving deals when others can’t, and she always comes through. Her communication and weekly updates are incredible, always keeping the buyer informed and calm. It really makes the transaction seamless for every party involved. Tracie is super knowledgeable, experienced, and just great to work with every time. If you are looking for a local mortgage lender who cares about her clients and the deal, reach out to Tracie!

Alex ClarkJun 2025
★★★★★Google ↗

Tracie is a fantastic lender to work with! As a realtor, I appreciate her expertise and communication. She and her team did a great job guiding our first-time homebuyer through the process, keeping me updated every Tuesday. Thanks for your hard work, Tracie!

Mindy NguyenMay 2025
★★★★★Google ↗

Tracie and her team are always on top of every single step. I really appreciate having Tracie’s number as I was a first time home buyer so I had a lot of questions. I really appreciate this whole experience. Thank you

D SMay 2025
★★★★★Google ↗

Tracie was a great help/guide through our buying process. We had a very unusual situation that required multiple extensions and a lot of maneuvering. She was available throughout the process and went above and beyond to advocate for us, communicate with us, and ensure that we understood and were completely comfortable with everything.

Amanda BensonApr 2025
★★★★★Google ↗

Tracie at Savvy mortgage was instrumental in helping a family get creative to make their home ownership goals a reality. We worked side be side for months until the perfect opportunity presented itself. Tracie has remarkable communication and knowledge!

Silvio RodriguezJan 2025
★★★★★Google ↗

Tracie made the process of getting a mortgage so much easier than it was with our prior homes, and was always happy to answer any questions I had along the way.

Daphne JonesDec 2024
★★★★★Google ↗

Terrifically friendly office, with persistent follow-up on every detail!

Christopher EdgarOct 2024
★★★★★Google ↗

Tracie was absolutely remarkable in my ownership journey. She is very knowledgeable, so very helpful and kind, and comprehensive. I couldn't have asked for a better broker to help me get my dream home. I will always recommend Tracie to everyone I know. She's unmatched!

Mari BSep 2024
★★★★★Google ↗

Tracie and her team at Savvy Mortgage Lending did an amazing job handling my loan. Tracy is incredibly knowledgeable and professional and her team is efficient and thorough. Communication was great, document submission was easy and the loan closed quickly. I will definitely not hesitate to call Savvy for future Mortgage needs and would certainly recommend them to others.

Robin McGillSep 2024
★★★★★Google ↗

Tracie and her team were wonderful to work with. Communication was excellent and no question went unanswered. The entire process of obtaining my mortgage was smooth and easy. I would highly recommend giving Savvy Mortgage a call to see what they can do for you.

Gregory ForemanAug 2024
★★★★★Google ↗

We are so glad to have found Tracie to help us with buying our first home! She did a fantastic job educating us on the process and all of our options, including things we hadn't heard of before like buying our interest rate down. Tracie's team was prompt and attentive every step of the way. They made getting all of our information to the lender very straightforward and were there to make sure we understood all that we were signing and had any questions answered. We ended up closing early since the process went so smoothly. I wouldn't hesitate to recommend Tracie to anyone and we intend on using her services again should we ever need to refinance our home loan.

Amanda MichelsonJun 2024
★★★★★Google ↗

Savvy mortgage helped make the homebuying process as quick and easy as possible, and it was a pleasure working with them! Would highly recommend!!!

Conrad PetzingerJun 2024
★★★★★Google ↗

Tracie was amazing to work with through our lending process. Very in tune with the current market and was able to get us the best option to fund our deal. Aside from being an industry expert, she is VERY response and kept our transaction moving to meet due dates.

Jeanna StewartApr 2024
★★★★★Google ↗

They made us easy and stress free.

Neil EllisApr 2024
★★★★★Google ↗

Tracie was amazing and made the process seamless

Joel RimbyApr 2024
★★★★★Google ↗

Tracie's extensive knowledge of the mortgage industry and commitment to understanding the unique needs of each client make her one of the best in the business. She made herself available to answer questions every day we were under contract, and went above and beyond to escalate issues to supervisors when dealing with a difficult underwriter. After completing the purchase, we learned Tracie's outstanding reputation and ability to close quickly were the main reasons the seller agent convinced his clients to accept our offer!

Trevor CoenMar 2024
★★★★★Google ↗

This is my second time working with Savvy Mortgage Lending and I look forward to a third. They are more than willing to explain what one may not understand, they offer resources to assist your needs and they practice open/quick communication. I highly recommend. Thanks again!

Tautiana ButtrumMar 2024
★★★★★Google ↗

Thank you to Savvy Mortgage for making our home purchase a smooth process. Tracie & Eileen were so helpful in answering our questions and always on top of it. As first time home buyers, they were so helpful and knowledgeable. We give Savvy 5 ⭐️’s!

Ciera ThompsonDec 2023
★★★★★Google ↗

Awesome team! They helped me buy my house. Very knowledge and honestly she helped talked me “off the ledge” a few times when I would freak out. If you need a mortgage this is the team to call!

Carol AshmanDec 2023
★★★★★Google ↗

Tracy & Co. were excellent and easy to work with. They executed every responsibility in a time manner, explaining each step and answering every question. I'd glad us Savvy again.

Monte TrammerDec 2023
★★★★★Google ↗

I can't say enough good things about Savvy Team, they are just a pleasure to work with from the start to the end!

Boven ZhangNov 2023
★★★★★Google ↗

A huge thank you to Savvy team! You made the process smooth, painless and most importantly quick even with appraisal reschedules out of your control. I also can't say enough about the team`s responsiveness and availability. Thank you!

Tim FinucaneNov 2023
★★★★★Google ↗

The Savvy Mortgage Lending Team is always a pleasure to work with. They go out of their way to make sure the process is as smooth and painless as possible.

matthew FreiOct 2023
★★★★★Google ↗

Tracie and her team were absolutely fantastic! They were all incredibly professional, responsive, and so patient! We learned a lot working with them and would absolutely work with them in the future and wholeheartedly recommend them to others! Choose Savvy Mortgage Lending - you'll be so glad you did!

Erica Lauer VoseSep 2023
★★★★★Google ↗

Tracie and the team at Savvy Mortgage are amazing. They have helped my wife and I on a few deals. Knowledgeable and kind and they always have time for questions and will work tirelessly for you goals. I highly recommend anyone looking for brokerage services to check them out!

Alyn WesleyAug 2023
★★★★★Google ↗

Tracie and her people are great! Before you make any mortgage decisions call her first. She called me today and answered every question that I had thoroughly and so that I could easily understand. Thank you Tracie....you are awesome!!

Steve MillerJul 2023
★★★★★Google ↗

Fantastic team of professionals that will ensure you have a smooth buying or refinance process. I highly recommend Tracie and her team for your lending needs!

Didier BizimunguJul 2023
★★★★★Google ↗

What made Tracie and the Savvy Mortgage Lending Team stand out was the personal connection, their presence in the local community I was shopping in, and knowing I always had support at any given time. This was all vital as a first-time homebuyer. The Savvy Team was so easy to talk with and starting my pre-approval process was easy-peasy. They always kept open communication, sending reminders and reaching out when needed. Their process to handle documents, signatures and communication electronically made the overall process seamless from home and even when I traveled internationally. Their collaboration with my real estate agent was spot on. It’s a great plus knowing the Savvy Mortgage Lending Team has a vast network of real estate teams they work with. Tracie and her team were always on top of the task at hand. Their wealth of knowledge of the real estate market on a national and local level made me feel like I always had a boost in lending knowledge so I can make the best decision for my investment. Whenever I had a question or concern I could always reach the Savvy Team by call, text or email. I know it’s a cliche but I can’t imagine buying my house with anyone else and I always rave to friends and family about what an amazingly easy and successful experience I had all throughout my time working with them.

DanyJul 2023
★★★★★Google ↗

Great service and support from Tracie and the whole team!

William ClayJun 2023
★☆☆☆☆Google ↗

I was referred to Tracie and at first it was ok other than all the calls but her attitude changed once she couldn’t really get me approved which is not a big deal to me but she lost her patience and raised her voice at me at one point on the final call- very unprofessional and discombobulated. She even said to me that I only make X amount a month, ONLY?! Ok Grant Cardone! Needless to say, going with someone else.

MikeApr 2023
★★★★★Google ↗

If you need a sign to use Savvy for your mortgage needs, this is it. Tracie and the whole Savvy team were an absolute pleasure to work with! This was my first home purchase and they made the whole process easy to understand and I felt supported along the way to make the best decisions for my home buying needs. Tracie was so patient and available to answer all my questions—which weren’t many because she takes the time to thoroughly explain everything from start to finish. From pre approval to closing the team was friendly, approachable and timely with communication. I would highly recommend this team. Thank you for everything!

Maria DeniscoMar 2023
★★★★★Google ↗

Savvy Mortgage made our home buying process so easy. We closed in 30 days without the slightest hiccup.

Todd VOFeb 2023
★★★★★Google ↗

Tracie and her team are a valuable asset to have when shopping for a mortgage. They were able to tailor a mortgage with options that worked best for me, even in this volatile housing market of inflated pricing and higher than usual interest rates. I look forward to working with them again on future purchases!

stephen joeFeb 2023
★★★★★Google ↗

Tracie was so helpful and went above and beyond to answer our questions. The whole process was smooth and we were never questioning where we were at in the process.

Julia McGregorDec 2022
★★★★★Google ↗

Great customer service. Helped all the way through closing.

Pamela WilliamsDec 2022
★★★★★Google ↗

Tracie was a pleasure to work with! We are fist time home buyers, and she made the entire process easy instead of overwhelming. She was always available to answer questions, and worked with us to get the best loan possible. I can’t recommend Tracie and her team enough!

Stephanie WhittinghamDec 2022
★★★★★Google ↗

Savvy mortgage is a great place to get a loan. They are easy to work with and very friendly

James LogsdonNov 2022
★★★★★Google ↗

Tracie and her team are great! The talked us through the monumental task of moving from Oregon to Florida and got us a great loan that allowed us to get the home we really wanted. You won’t do better than Savvy Mortgage!

Diane & Cindy MorseOct 2022
★★★★★Google ↗

Amazing group of people! Best lenders in st Pete.

Jeffrey COct 2022
★★★★★Google ↗

Tracie and her team were referred to me by a dear friend and with good reason. They have been incredibly helpful and informative. I’m very grateful for their guidance and expertise.

Heather ParbstJun 2022
★★★★★Google ↗

Buying a home, especially in this market, can feel daunting. Tracie Mayo and the whole Saavy Team keep me well informed throughout the entire process. I couldn’t have asked for a smoother experience. Truly excellent customer service and wonderful team!

Eve EpsteinApr 2022
★★★★★Google ↗

I have used Savvy Mortgage twice now within the last 2 years for my personal and investment property. Both times they have been consistently responsive, professional and extremely helpful and got me the best rates possible. In my last purchase I unfortunately did not have the best realtor but with Savvy's help the purchase went really well as I ended up relying on them substantially more since i was traveling during the purchase of the property. Looking forward to working with them again.

CHRISTIAN AGUILERA-SANDOVALMar 2022
★★★★★Google ↗

Tracie and team were great. The process was seem less. Great communication and extremely responsive. We even threw them a curve ball closing a week early. Closing a week early was only made possible because the team at Savvy Mortgage is extremely proactive and responsive. Thanks Team Savvy!

Jason SheppardOct 2021
★★★★★Google ↗

Can't say enough wonderful things about Tracy and Eileen. They were so helpful and prompt to respond to all my questions. Always provided me detailed information and kept me informed the whole step through the process. 10 stars if could. Wonderful experience. Thank you so much.

Dave SirockyAug 2021
★★★★★Google ↗

The amount of guidance I received from Savvy Mortgage Team Members was a blessing as I went thought the process of obtaining a mortgage. I received help each step of the process. Reminders of dead lines to keep me focused and on the path to a successful closing.

michael pJul 2021
★★★★★Google ↗

Very knowledgeable and professional. Easy to deal with and kept me updated during entire process. Pleasure to work them.

David DaSilvaMay 2021
★★★★★Google ↗

I've had a wonderful experience with savvy mortgage company everyone is on board and wants to help even when we were wringing our hands at a deal almost gone South we pressed on and got it done wonderful group of people to work with I would recommend them to anyone..

John MingApr 2021
★★★★★Google ↗

From start to finish, the process could not have been easier. Tracie, with Savvy Mortgage Lending and her team, were in communication with us the entire time. Walked us through the refinancing, explaining in detail and was completed in 3 weeks. I would highly recommend Savvy Mortgage for any mortgage needs. Thanks again Tracie! Carolyn and Mechelle

Carolyn BurnsJan 2021
★★★★★Google ↗

When we inquired as to competent mortgage lenders, the name Savvy Mortgage was the one most often recommended .... and for very good reason! From our first contact with Tracie and Eileen, we knew we were in excellent hands. They are knowledgeable professionals, who work tirelessly to ensure the entire process will flow smoothly and efficiently. Their personable, caring approach is likewise embraced by every member of their outstanding team. Explanations were always clear and concise, and finance options were offered with our needs and satisfaction the primary goal. We will never hesitate to highly recommend Savvy Mortgage Lending at every opportunity.

James MandelDec 2020
★★★★★Google ↗

Working with Tracie and Eileen is always a pleasure. They or someone on their team was always available to answer questions! They're the best!

P. M.Oct 2020
★★★★★Google ↗

Awesome people with great communication! Looking forward to many more smooth transactions with happy clients!

John HopkinsOct 2020
★★★★★Google ↗

We had an outstanding experience with Savvy Mortgage Lending - they were super responsive and always available for questions. I think communication is KEY and they get an A+. You won't be disappointed, give them a call today!

Patti HeltonOct 2020
★★★★★Google ↗

Savvy Mortgage did it again. Tracie, Eileen and the entire team got us to our closing date on time and through several hurdles. The guidance and patience from this amazing team accomplished our goal of the retirement country home. Thanks a million.

JoeSep 2020
★★★★★Google ↗

Great company! Love Tracy! She is a miracle worker! Everyone on her team was so helpful and our approval was in an instant. Seamless transaction. This was the easiest purchase of our home.

Michael SchmidtSep 2020
★★★★★Google ↗

We've used Tracie at Savvy Mortgage for 2 transactions now, and throughout both she was very helpful and responsive to our questions. She makes the home financing process understandable and easy!

ChelseaSep 2020
★★★★★Google ↗

Tracie, Eileen, and their team were wonderful! Very quick responses and happy to provide informed answers to any question you may throw at them. We were thrilled with the great rate they got for us, and the creative ways they got there. Would recommend to everyone!

Krista WilliamsSep 2020
★★★★★Google ↗

Savvy mortgage lending is the best company we have ever worked with for a mortgage. There was constant communication at every step of the way and no question went unanswered. Traci & Eileen & the whole savvy mortgage team are amazing ! Thank you for making our experience a breeze!! We would definitely recommend them for all your mortgage needs!

Michelle MAug 2020
★★★★★Google ↗

My experience with Savvy Mortgage was amazing!!! They are very knowledgeable and extremely helpful. I was so impressed that I referred my mother who recently closed on a refinance.

Latishia WilliamsJun 2020
★★★★★Google ↗

Everyone we spoke to at Savvy was helpful, responsive and very knowledgeable! In a challenging time to close on a mortgage they worked tireless most of the night to be sure we closed on time! I would highly recommend securing your mortgage with the Savvy Mortgage.

Jennifer KingJun 2020
★★★★★Google ↗

Tracie, Eileen and team are a pleasure to work with! I am a realtor by profession, and have used them not only for my clients but for my own personal loan. They made the process extremely smooth, and made sure I was in the loop every step of the way. Will continue to work with them as much as possible in the future!

Christina ConleyApr 2020
★★★★★Google ↗

I highly recommend Savvy Mortgage Lending. Tracie, Eileen and the team are amazing to work with. Getting a mortgage is not the easiest process, it is very overwhelming and frustrating. However my experience with Savvy was wonderful. The process was very easy. Their professionalism, responsiveness and expectations are spot on. I will not use anyone else other than Savvy Mortgage moving forward and will recommend to family and friends. THANK YOU SAVVY MORTGAGE!

Irma MontaneMar 2020
★★★★★Google ↗

Savvy Mortgage is the best! Eileen and Tracie were excellent and I could not ask for more professional brokers to help my wife and I through the home buying process. Everything was taken care of, issues and questions I didn't even know that needed to be addressed, were taken care of by Eileen and Tracie. Don't look any further, use Savvy Mortgage Lending.

Erik DravesFeb 2020
★★★★★Google ↗

It was a delightful transaction with Savvy Mortgage Lending. They were organized, professional and stayed on top of each step of the process. As the listing agent, I have no control of the buyers choice of a lender. I would highly recommend them for any of my buyers. Thank you Tracie Mayo.

Cheryl GreenwoodFeb 2020
★★★★★Google ↗

Providing results of recent services of Savvy Mortgage Group. I found the services of Eileen Donovan and Tracie Mayo outstanding as were the entire team. Would highly recommend Savvy Mortgage Group for any home purchase/refinance, etc needs you may have. Great expertise, C/S.

James CornFeb 2020
★★★★★Google ↗

The team was very professional and experienced and guided us through the process expertly. We were kept informed and up-to-date during the process. It was a very smooth and pleasant process! Tracie and Eileen are the BOMB!!!

Kevin ScottFeb 2020
★★★★★Google ↗

I worked with Savvy Mortgage to refinance my home and the experience could not have been better. They were efficient and easy to work with and we were able to quickly lock in a great rate and close. Their support was outstanding!

Georgia DardickDec 2019
★★★★★Google ↗

After a poor experience with Rocket Mortgage, my Realtor recommended I contact Savvy Mortgage when purchasing my new home. I could not have been happier with Tracie and her team. They offered me multiple mortgage options and got me a fantastic interest rate on my loan.

Brad DNov 2019
★★★★★Google ↗

I worked with Savvy Mortgage on the purchase of a second home and had a great experience. Everyone I dealt with was patient with my questions and good at anticipating what was needed as I traveled quite a bit during the loan process and had limited time to pull things together. All went smoothly and we got to closing on schedule (I could have even closed early!) and with no stress. I definitely recommend working with Savvy Mortgage Lending.

Kristin BitterOct 2019
★★★★★Google ↗

So impressed with Tracy and the Savvy Mortgage team! What an excellent communication process! Throughout every step, they kept the buyers agent, listing agent and buyers updated and informed. I look forward to working with them again!

Janelle ChmuraOct 2019
★★★★★Google ↗

Two closings in 3 months! That pretty much sums it up!! We will use Savvy mortgage again in the future! I cant say enough good things about Eileen and Tracy. They were always communicating with me regarding the process!

Michelle silva74Oct 2019
★★★★★Google ↗

I highly recommend Savvy Mortgage Lending. I utilized their services to purchase a home that I prayed about for at least a year. These ladies are knowledgable, creative and professional. They understand the complexity of self-employment and were able to secure lending smoothly. Thankful for this team!

Charis CampbellSep 2019
★★★★★Google ↗

Top notch team who took great care to uncomplicate what can be a very complicated journey to securing a mortgage. Nice work and many thanks!

Mark SchlickmanSep 2019
★★★★★Google ↗

Savvy Mortgage Lending is hands down the absolute BEST!! These ladies really know the mortgage industry and go above and beyond to take care of the customer!

Ryan KinardAug 2019
★★★★★Google ↗

Tracie and Eileen were awesome!

Benjamin FriedmanJul 2019
★★★★★Google ↗

Tracie and Eileen were great to work with! They did a wonderful job of keeping us informed and walking us through the entire process. Their teamed worked efficiently to get the loaned closed very quickly. I would highly recommend them to anyone that is looking to refi or purchase a home!

Jason LlanoJul 2019
★★★★★Google ↗

Savvy Mortgage Lending is amazing! Tracie Mayo and Eileen Donovan were instrumental in making the loan process smooth for the purchase of my new home. I have worked specifically with Tracie for years as she gave me sound advice on the steps necessary to improve my credit to qualify for a loan. When I was finally ready to purchase my home as my credit was in a healthier state, I always kept in mind the patience and knowledge Tracie had offered over the years no matter that I wasn’t a high dollar purchase. Many lenders would not give you the time of day if they didn’t think they would make a fortune from the transaction. However, Tracie was always in my corner rooting for me. Tracie and Eileen answered my 8000 questions with patience and professionalism assuring me things would go smoothly while also being realistic providing there were no changes/surprises with my credit history. Everything went off without a hitch and I was able to close earlier than anticipated. I closed under their good faith estimate and was not surprised in a bad way at closing. I was pleasantly surprised that I did not have to pay more as I have heard the horror stories regarding the surprise costs at closing. That did not happen to me and I was so thrilled. I highly recommend Savvy Mortgage Lending for your next home purchase whether you are a first time buyer and not sure if you will qualify or a more experienced buyer, Savvy Mortgage Lending will not steer you wrong! Thank you Tracie and Eileen!

Monek HarrisJul 2019
★★★★★Google ↗

I had an excellent experience working with Savvy mortgage! This team is amazing! Tracie & Eileen were very attentive and accommodating with exceptional response time. The communication was seamless throughout the entire process. I would highly recommended Savvy mortgage to anyone that is looking for a highly professional mortgage broker with competitive rates.

Erin LJul 2019
★★★★★Google ↗

Tracie Mayo and Eileen Donovan at Savvy Mortgage did a fantastic job finding just the right mortgage for my wife and I to purchase our home in St. Petersburg. They were always available for our endless questions and gave us excellent and knowledgeable advice all through the process. I couldn't recommend them more highly.

George GeigerJun 2019
★★★★★Google ↗

I really enjoyed working with Savvy Mortgage on the purchase of my new home. They are very professional and made the process easy and fun. I will recommend them to family and friends.

Todd RichardsonJun 2019
★★★★★Google ↗

Amazing experience with Tracie Mayo! Very easy to communicate with, gave me updates at least once a week. Very efficient and will work with them again.

Fernanda MandeseMay 2019
★★★★★Google ↗

The ladies over at Savvy mortgage are true professionals! We recently had a closing with them and they were extremely helpful and knowledgeable throughout the process. As a title professional, it's always refreshing to deal with people who know their stuff ;-) Thank you Eileen, Tracy, and Angela; hope to work with you again.

Jennifer DavilaMay 2019
★★★★★Google ↗

Another Awesome Experience with Tracy & Eileen!!! If you want an amazing experience with people that know how to flawlessly get the job done, than look no further! Thank You & I look forward to dealing with Savvy Mortgage again.

Carlos MoralesApr 2019
★★★★★Google ↗

Professional, knowledgeable, service orientated and would never consider using any other company.

Ann ToebaasMar 2019
★★★★★Google ↗

Tracy was wonderful to work with and her communication and attention to detail was excellent!

Scott FergusonMar 2019
★★★★★Google ↗

No need to search elsewhere. Whether it was by text or email, Tracie's response time couldn't have been any quicker. Tracie really goes out of her way to make the experience more personal. I highly recommend Mayo Mortgage Group.

Shane KelleyMar 2019
★★★★★Google ↗

We shopped around and got some quotes from the big banks, but our realtor recommended Tracie and her team so we contacted her also. Not only were her numbers better that the big places, but she was ALWAYS available and worked closely with our realtor. For a family with two working parents, it was awesome to be able to text her questions after kid bedtime, and she'd get right back. Throughout the closing process, she constantly came up with new options for us, and wound up saving us a ton of money. It was amazing to know that while we went to our jobs and took care of our family, Tracie and her team were taking care of everything else to get us closed and in our new home. At closing, the closing agent came in, sat down, and said something to the effect of "OK, first off, who is your lender? Because they got everything to us lighting fast and we haven't seen anyone closing with that low of an APR in a while..." And of course, Tracie was RIGHT THERE at the closing! We think she's pretty great, but to have another professional recognize that just goes to show...Tracie and her team are the best around!

Genevieve Hill-ThomasNov 2018
★★★★★Google ↗

It was a very smooth closing and we had excellent communication throughout the process.

My Ackerman TeamSep 2018
★★★★★Google ↗

Tracie and her team are not only diligent - they listen! AND they care about YOU the client, whether you are a lister or a buyer. Professionalism. Compassion. Friendliness. From start to close and even after, they are a great group to be connected with!

Karin McClainSep 2018
★★★★★Google ↗

They are fantastic! They are a true joy to work with. They made the home buying experience go very smoothly. Once we signed the purchase contract Tracie & crew were able to get us closed in 11 business days! We are thrilled with their service and would recommend them to anyone looking for mortgage needs.

Brad GustafsonSep 2018
★★★★★Google ↗

I would 100% recommend going to the Mayo Mortgage Group! Tracie and Eileen are a great team that will get you the best mortgage and rate possible! Give them a call today!

Andrew JablonskyAug 2018
★★★★★Google ↗

Awesome experience! The Mayo Mortgage Group exceeds very expectation in providing top notch service in all aspects of finding and purchasing a new property. My husband started a new job in Tampa and we needed to find and purchase a second home quickly. Tracie and Eileen provided all the information we needed, before we needed it. They are very knowledgeable, proactive, and above all caring. Best experience purchasing property ever.

Janie SavageAug 2018
★★★★★Google ↗

I have a couple of deals with a client who used Mayo Mortgage and both times the loan was approved and ready to close before the closing date. Tracy was awesome and readily accessible when I needed to contact her. A down to earth professional who gets it and knows how to get things done

Lawrence DarbyJul 2018
★★★★★Google ↗

Working with Tracie has been awesome! Tracie has guided and helped me every step of the way. Extremely knowledgeable in the home buying process and does not make me feel like a bother with my thousands of questions. I would absolutely recommend her to my closest friends and family. Such a great experience!

Katherine CoteJul 2018
★★★★★Google ↗

On TOP of every detail and communicated every week! Loved Her!

Lari AverbeckJun 2018
★★★★★Google ↗

Tracie Mayo and Mayo Mortgage Group are incredible to work with. They really care about their customers - and they want the best for their customers even IF that means referring them on to someone else because it would be a better fit, a better interest rate - etc. - they (Tracie, Eileen, and the Mortgage Group) are some of most amazing, intelligent, awesome, and wonderful folks I have had the pleasure working with - and trust me at 66 - and eight homes (houses and condos) later - I have worked with a lot of folks! They are the BEST!

Neil SturomskiMay 2018
★★★★★Google ↗

I would recommend mayo mortgage group to anyone buying a new home.Being first time home buyers is scary and frustrating at times but Tracie and Eileen walked us though every process and made the experience so easy! Thank you two so much for helping make our home buying experience so awesome!! I wouldn't recommend anyone else!! Amazing ladies!!😁

Amy BeckertMay 2018
★★★★★Google ↗

Tina was amazing! Went above and beyond what I expected. Will definitely be using the Mayo Mortgage Group for any and all future closings.

Matthew VogelApr 2018
★★★★★Google ↗

Exceptional service, expertise and attention to detail. This was by far the most efficient, effortless mortgage transaction we have ever experienced. Tracie and her team are brilliant at their craft. It was truly a pleasure to work with them. We would definitely use them again... and again!

Brenda DaughertyMar 2018
★★★★★Google ↗

You ladies ROCK! I do a lot of transactions (10 closings this month) as a real estate broker, and the recent one with you was probably the smoothest and most professional residential mortgage transaction I have ever been party to. It's extremely rare for the lender to be the first one ready to close (before the buyer and seller were even ready!). You are doing things right, and I look forward to many more!

Jeff CopelandMar 2018
★★★★★Google ↗

We can't say enough great things about Mayo Mortgage Group. Tracie and Eileen were incredibly patient with us. This was our first home and we had 1,000,000 questions, all of which they answered in thoughtful, caring ways. They were also able to get us approved for a mortgage even though we are both freelance workers/self employed. From what I understand that is not a small task. We wouldn't hesitate to recommend Mayo Mortgage to our friends and family.

Megan DorienFeb 2018
★★★★★Google ↗

We recently purchased my mother-in-law's home, and working with Tracie and Eileen made this whole process flow seamlessly. Having them to work with was a reassurance and a joy! We live in PA, and were only in FL for a short time, and they offered us some much needed guidance. They recommended a wonderful realtor for us. They also took care of all of the details, working with the mortgage company and title company, making sure no detail was ignored, while maintaining constant contact with us. No questions went unanswered, and responses were virtually immediate! Probably the most important was their presence at closing with my mother-in-law, since we couldn't be there. They were there to support her, in our absence. We highly recommend working with Tracie and Eileen, and we would definitely work with them again in the future!

Lisa TarantoJan 2018
★★★★★Google ↗

Tracie Mayo and Eileen Donovan were fantastic to work with. They were very responsive to emails and phone calls, made themselves available whenever was convenient for us, and answered all of our questions. Selling our condo and finding a new home was a stressful experience that took longer than we anticipated with some hiccups along the way, but Tracie and Eileen made the whole process as easy as possible! We would highly recommend the Mayo Mortgage Group!!

Jennifer GundelDec 2017
★★★★★Google ↗

Tracie and Eileen assisted us with the purchase of our new home. Tracie's knowledge of the local market, financing expertise and professionalism are superior. When working with Tracie and Eileen we never had to be concerned that any tasks related to our real estate closing weren’t always under control and professionally managed. Tracie is highly responsive, creative and overall a very nice professional to work with. Truly a top-notch lender.

Anthony TuffileDec 2017
★★★★★Google ↗

Traci and her team went above and beyond for my client. They were very responsive and even closed Early!! I would recommend Traci anytime.

Steve WiestSep 2017
★★★★★Google ↗

Tracie and Eileen at Bayway Mortgage are the most personable and professional persons involved in real estate process/transactions - they CAN be trusted to represent your best interests - they did for us.

Alan A. MalinchakAug 2017
★★★★★Google ↗

Tracie, Eileen and our loan processor Toya went above and beyond the call of duty in helping us with our mortgage. They were all extremely professional and knowledgeable. There was a major snafu which could have jeopardized our closing only days before it was to occur. They had it resolved in a couple of hours, calmly and efficiently. I would recommend Mayo Mortgage Group to anyone! Thanks for everything!

Thomas CreoJul 2017
★★★★★Google ↗

Mayo Mortgage Group did an excellent job in assisting me through the mortgage process. Tracie and Eileen kept in constant contact with me and answered all of my questions in a timely manner. I would highly recommend them to anyone that is looking to purchase a home. I wish I could give them more than 5 stars as they truly deserve 10!!

Summers TimJul 2017