Savvy Mortgage Fixed-Rate-Loans
Fixed-Rate Loans Offer Peace of Mind

The Savvy Mortgage team is here for you. Whether it’s your first home or your fifth. Our goal is to provide education and information about your homebuying options.

Fixed-rate loans provide great options for borrowers who prefer consistency. Traditional fixed-rate loans provide constant rates and payments over the term of the loan.

Savvy Mortgage Lenders offer fixed-rate loans over 10, 15, or 30 years. You can work with the Savvy team to determine which fixed-rate loan is best for your circumstances and long-term goals.

A general rule of thumb is that the shorter the loan term, the better the interest rate. Although there are exceptions to this scenario.

How Fixed-Rate Loans Work

Fixed-rate mortgages offer homebuyers peace of mind. Your rates will be consistent for the duration of the loan. Best of all you’ll know your payment schedule in advance.

30 Year Fixed-Rate Loans

If you’re planning to stay in your home for many years to come, a 30 year fixed-rate loan might be the perfect fit for you. This is a popular option with homebuyers because monthly payments are often less than with shorter term loans.

Homebuyers should keep in mind the option of taking a longer-term loan, with a lower monthly commitment, and making higher payments as they are able. There is no penalty to do so, and you wind up owning your home sooner.

15 Year and 10 Year Fixed-Rate Loans

Shorter-term fixed-rate loans offer the same benefits of 30-year loans. The advantages of shorter-term loans include a quicker pay-off and the possibility of becoming debt-free sooner.

Optional if you want to link to ARM; Which Fixed-Rate Loan is best for you?

There are several factors to considering when deciding which is the right mortgage for you.

The Savvy team is here to help you explore your options. Whether you’re a first-time homebuyer or looking for your next Florida dream property.

What You Can Expect as a Savvy Client:

Eileen, Tracie, and their team will work with you to help you identify the right loan for your needs.

Throughout the process you’ll receive the excellent customer service and support Savvy is known for.

They will be by your side, guiding you every step of the way:

Hyperlink: Learn which fixed-rate loan option is right for you.

Loan Guidance

The Savvy Mortgage team is well-versed in these types of loans and can offer you their expert guidance about all factors you should consider. They will make sure you have all the information to decide which is the right approach to home ownership for you.

What You Can Expect as a Savvy Client:

Eileen, Tracie, and their team will work with you to help you identify the right loan for your needs.

Throughout the process you’ll receive the excellent customer service and support Savvy is known for.

Savvy will be by your side, guiding you every step of the way:

  • Complete our simple loan qualifier survey
  • We’ll send you customized information about your best options
  • We’ll work with you to compare mortgage terms and rates to find the right one for you