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Conventional Loans offer flexibility

Conventional Loans are popular ways of borrowing for your new home or investment property in Florida, Georgia or South Carolina. They are a great option if you have funds for a down payment and, generally, have a good credit score.

There are a variety of Conventional Loans available from different lenders. We can explain the different rates and time commitments for each. We will always work with you to determine which is best for your circumstance.

Learn which Conventional Loan Option is right for you:

Do I Qualify?
To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
Conventional Loan Options

What You Can Expect as a Savvy Client

Whether you’re a first-time homebuyer or looking for your next Florida, Georgia or South Carolina dream property there are several factors to consider when deciding which is the right mortgage for you.

The Savvy team is here to help you explore your options.

Eileen, Tracie, and their team will work with you to help you identify the right loan for your needs.

Throughout the process you’ll receive the excellent customer service and support Savvy is known for.

Savvy will be by your side every step of the way:

  • Complete our simple loan qualifier survey
  • We’ll send you customized information about your best options
  • We’ll work with you to compare mortgage terms and rates to find the right one for you